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Mike Broadbent

Founder

0800 577 366 P 09 361 5618 F 09 361 5619
E mike@evergreenlife.nz M 021 577 366

I've been in the insurance industry for over a decade. I'm absolutely passionate about the benefits of having life insurance.

As a father and a husband I get why family and loved ones need to be protected financially. If the breadwinner dies – life insurance is a life line for the family left behind. I've helped more than 6,000 kiwis prepare for the future. As a broker I work for you, not the insurance companies, so I can get the best insurance for your needs.

An adviser disclosure statement is available free and upon request. You can contact me or my team at any time on 09 361 5618.

Find out who I’ve partnered with:

Cure Kids MDRT M2 Paw Justice

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Aidan Hand

Consultant

0800 577 366 P 09 361 5618 F 09 361 5619
E aidan@evergreenlife.nz M 021 850 943

Aidan's extensive business experience in both Ireland and New Zealand gives him a well rounded international perspective on work and life.

Aidan's life changed dramatically when he had a baby – all of a sudden it wasn't just about him. He had a little person to look after.

The impact was profound. He realised he wanted to help other families get the financial protection they need should life throw them a curveball. So he became a registered insurance broker and hasn't looked back.

Aidan likes to understand where people are in the life cycle and provide life insurance solutions that cover them for any eventuality.

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Craig Sutherland

Consultant

0800 577 366 P 09 361 5618 F 09 361 5619
E craig.s@evergreenlife.nz M 022 345 0247

Craig is a New Zealand native, spending his teens in Taranaki, and then living in Auckland most of his life since. He is an avid lover of the sea and he frequents beaches year-round; especially in Summer time.

He is in the Gym at 530am most days and has competed and won national bodybuilding titles. Craig maintains the philosophy of “healthy body, healthy mind, healthy soul”.

Having worked for some big global brand companies over the years including BMW, Canon and Reachlocal, he has developed a passion for Insurance because of personal life events. With his father passing in 2013 of Cancer, having no insurance and not in a financially stable position to stop working... sadly, having to work until 3 days before he passed... Craig is passionate about sparing people from going through what he has been through.

Craig has his heart set on helping people plan for their future so they never have to worry about “what ifs” becoming reality.

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Neil Morrell

Consultant

0800 577 366 P 09 361 5618 F 09 361 5619
E neil@evergreenlife.nz M 021 133 4170

Neil studied Sports Coaching and Sports Development in Scotland. Health and fitness has always been important to him. He's worked in the insurance industry for the last five years and firmly believes the two go hand in hand.

Married with a young family Neil understands the importance of being healthy and living a full life. He also knows that being health conscious isn't enough to protect the financial wellbeing of your family – should something unforeseen happen.

Neill brings a wealth of knowledge and passion to the Evergreen Life team. His philosophy is to hope for the best but always plan for the worst.

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Scott Morris

Consultant

0800 577 366 P 09 361 5618 F 09 361 5619
E scott@evergreenlife.nz M 021 367 697

Scott's been in the health and wellbeing industry for over 25 years as a personal trainer. He's also been an insurance broker for the last five.

As a dad he understands the importance of protecting the financial future of his family should something unforeseen happen.

Scott's seen the enormous financial and emotional impact on people who’ve lost family members without life insurance. As a broker he's determined to help Kiwi families protect their loved ones. He keeps the process of getting life insurance simple – so you can get on with living a life without worry.

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Cure Kids Logo

Caring for our kids

As a Dad, I’m absolutely passionate about Cure Kids. The work they do is phenomenal. Its vision is a healthy childhood for everyone. To make this happen they focus on raising funds for medical research to find cures for kids.

They fund research into childhood cancers, inherited heart conditions, cystic fibrosis, sudden unexpected death in infants (SUDI), stillbirth, burns, and child and adolescent mental health – to name a few.

Cure Kids are the largest funder of child health research outside the government. They support the best science possible to make a difference to the health and well-being of children in New Zealand.

As an associate partner - I’m proud to be able to help them do their incredible work.

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MDRT Logo

Get the best advice

Million Dollar Round Table (MDRT) was founded in 1927. It is an independent association of more than 43,000 members of the world's leading life insurance and financial services professionals.

Membership to MDRT is by invitation only. To be invited, an advisor needs to demonstrate exemplary performance and the highest standards of ethics, knowledge, service and productivity.

As a member of MDRT I have also acquired ‘Top of the Table’ status. This means I am in the top 1% of its advisors. MDRT membership provides certainty to my clients that I’m running a smooth, clean practice and have their best interests at heart.

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M2 Logo

Tips for success in life

I’m proud to be a monthly contributor to M2 magazine as part of their coach series. The purpose of the series is to inspire and help readers with tips and advice on insurance, sales and life. Read my M2 posts

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Paw Justice Logo

Caring for our pets

As an advocate of both charity and community, I am a big supporter of Paw Justice and animal welfare through community support.

Paw Justice was formed in 2009 to help deal with the problem of animal abuse and neglect against pets in New Zealand. Such abuse has grown at alarming rates, both in frequency and severity

Paw Justice work with the Community to raise awareness about animal abuse. They act as advocates in the community for those animals and promote education and public awareness to bring about social change.

Paw Justice is supporting the many animals that need our help and I am proud to give Paw Justice my support.

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Life Insurance Life Insurance

Life insurance provides a financial safety net for your family if you die. At Evergreen it's our business to ensure you're looked after at claim time. That's why we make sure you get the right amount of life cover that buys you and your family time when it really matters.

When you're deciding your level of cover, consider:

  • Debts
  • Ongoing education requirements for children
  • A cash buffer for your partner to adjust to life without you (this takes time)

You may also want to consider leaving funds for your partner's retirement.

Income Protection Income Protection

Income protection insurance gives you a steady stream of income if you're unable to work for an extended period of time.

Unlike ACC it covers non-accidental reasons for being off work, such as stress, which is the biggest cause of people needing time off work.

We can help you choose the best option for your circumstances.

Medical Insurance Medical Insurance

According to an international survey of GPs, New Zealand has the highest proportion of patients facing long delays for elective surgery or hospital care.

Save yourself months on the public health waiting list and get yourself back to work sooner.

Medical insurance gives you quick, affordable access to hospital, surgical, specialist consultations and tests.

Mortgage Protection Mortgage Protection

Mortgage protection is a combination of many insurance products, like Life Insurance, Trauma Cover, Total and Permanent Disability Cover, and Income Protection.

You can also get standalone mortgage repayment cover, which pays your regular mortgage payments if you're unable to work because of sickness or injury. There's an initial stand down period of at least 4 weeks before the payments start.

Mortgage protection is very similar to other standard insurance policies, but because it's specifically to cover a fixed amount (the amount of your mortgage), there's less flexibility.

The price for mortgage protection insurance is usually similar to standard insurance policies. It's best to talk through your options with us to find what's best for you.

How much cover do I need?

Mortgage protection cover reflects the amount of your mortgage debt, or the monthly repayments you need to make. In short, it depends. No two situations are the same.

Trauma Cover Trauma Cover

Trauma cover provides a lump sum of money to help you pay for expenses in the event you or a loved one has a serious accident or become critically ill.

Unlike income protection, trauma cover doesn't depend on whether you can work or not. To qualify you simply have to survive 14 days after suffering a major illness like heart attack, stroke or cancer.

This kind of insurance is also known as Living Assurance, Critical Illness Cover or Serious Care.

We can help you choose the best option for your circumstances.

Total Disablement Total Disablement

Total and permanent disability insurance is cover that ensures you have access to an income in the event you have a serious accident, illness, injury, or suffer from mental illness – and can no longer work.

As it's not a common claim, premiums are comparatively low.

Business Insurance Business Insurance

If you want your business to survive the loss of someone critical to its success – due to illness or injury – it’s important to plan for it.

We can help you tailor an insurance plan that protects financial position of your business should something unexpected happen.

Shareholder protection

Shareholder protection enables shareholders to buy out a business partner or their estate, in the event they need to sell their shares in the company due to serious illness, injury or death.

When you have shareholder protection cover, you’ll also need a buy/sell agreement. You can discuss a buy/sell agreement with your lawyer.

We can also provide Debt Protection Cover for shareholders to repay debts and other liabilities at the same time.

Key Man Cover

Key man cover allows your business to keep rolling when you lose someone that has a big impact on revenue.

Key person cover injects cash into the business to cover operational costs.

With key person cover, you need to consider the all the costs associated with your key person from operational to recruitment.

Get in touch to talk about your business insurance needs.

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Get Started

Contact us today, or fill in our form and we'll follow up with a call.

0800 577 366

Email: info@evergreenlife.nz

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